Mortgage assumptions have not been a practical matter for the last 30 years because mortgage rates have been on a steady decline.  Even if the seller had a rate lower than the current rate, the new purchaser must qualify to assume the loan.  In the case of conventional loans, the lender has the right to […]

A home inspector is another key professional involved in a real estate transaction.  Many times, the sales contract will have a provision that allows the purchaser to have inspections made to discover issues that are not readily apparent or have not been disclosed by the seller. It is important to have a qualified individual perform […]

If you are making a particular meal for the first time, it is essential to have a recipe so that it turns out the way it should.  Knowing the ingredients and preparation can guide you through the process. Buying a home is really no different than making a new recipe.  There are certain things that […]

We are all spending more time at home and will probably need to continue to do so for a while longer.  Depending on the makeup of your family, your home is now a home office, a gym, a virtual classroom and considerably more meals have been prepared in your kitchens in the past six months […]

1. Title, Administration & Sponsorship:  This contest shall henceforth be known as the “LIST WITH ELIZABETH Santa Sweepstake’s” (hereinafter, the “Sweepstakes”). The administrator of this Sweepstakes shall be, in all instances and regarding all decisions, UNIVERSAL MARKETING, LLC.   The sponsor(s) of this Sweepstakes is LIST WITH ELIZABETH®. 2. Eligibility: Only adults 18 years of age […]

Selling a home and buying a lower priced home that meets your current needs can be to your advantage in an “Up” market like the current one with low inventory.  The advantage is that you can maximize the price for the home you’re selling and not have to reinvest it all in your replacement. Just […]