If it’s not broken, why would a homeowner consider replacing something as expensive as a toilet when there may be other things in the home to replace that provide more aesthetic appeal? Don’t be too quick to ignore the functionality and the reliability of this basic convenience. The first rationalization might take place at the […]
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Don’t Let a Killer In. Carbon Monoxide, The Silent Killer
Tips on preparing your home before leaving on that vacation! Carbon monoxide is a silent killer you don’t want in your home but because it is colorless and odorless; you may not even be aware the deadly condition exists. The Center for Disease Control says more than 400 people in the U.S. die annually from […]
Going on Vacation? What to do Before You Leave Home!
Tips on preparing your home before leaving on that vacation! Along with all the planning of what you’re going to do and where you’re going to stay, consider this checklist to make you feel more comfortable while you’re away from home. Ask a trusted friend to pick up your mail, newspaper and keep yard picked […]
Owning Makes More Sense
When comparing the cost of owning a home to renting, there is more than the difference in house payment against the rent currently being paid. It very well could be lower than the rent but when you consider the other benefits, owning could be much lower than renting. Each mortgage payment has an amount that […]
Acquisition Debt; A word homeowners need to understand!
How the new Tax laws affect acquisition debt and what to know! Acquisition Debt is the amount of money borrowed used to buy, build or improve a principal residence or second home. Under the new tax law, mortgages taken after 12/14/17 are limited to a combination of $750,000 on the first and second homes. The […]
Home Protection Plan for Unexpected Expenses
It’s common for Sellers to consider offering a home warranty or protection plan to make their home more marketable. A growing number of homeowners are now purchasing this type of protection for themselves to limit the unexpected expenses of repairs and replacements. A home protection plan is a renewable service contract that covers the repair […]
The Tax Difference in Second Homes
A principal residence and a second home have some similar benefits, but they have some key tax differences. A principal residence is the primary home where you live and a second home is used mainly for personal enjoyment while limiting possible rental activity to a maximum of 14 days per year. Under the 2017 Tax […]
Flag Protocol
The American flag is obviously a symbol of our country but it has come to remind us of every man and woman who has fought for the freedom that we enjoy. The emotions that are stirred by images of our flag can run from happiness to sadness to trust and everything in between. Most of […]